Discover Online Bingo Sites
Most, if not all, online bingo sites accept credit and debit cards as payment methods, and among the most popular offered, you will find Discover. This is a card offered among other giants like MasterCard, VISA and AmEx, but it is also a card that offers way bigger benefits than these three brands. Especially for bingo players, those players who wish to get more value for their money. Since it is a solution offered across most bingo sites, you might want to find out more about it and all the perks it can offer. Why choose Discover over any other payment method across online bingo sites?
About Discover
Launched for the first time in 1986 by a US company Discover Financial Services, this card was the first financial product that was considered a serious rival to the previously mentioned giants MasterCard, VISA and AmEx, which were launched way before it. But still, as soon as it was launched, and thanks to all the benefits it offered users, Discover managed to get the attention of so many users, and today, it is used by over 5 million people all across the world.
Even though based in the US and mostly used by US players, this card gained global recognition and is practically available in every country in the world, and quite popular in Europe. Given the people’s interest in it, the company has been growing and expanding its offering and the list of benefits to users. So, in 2008, it recorded a ground-breaking $102 billion worth of processed transactions.
What’s its secret, you may ask. To start with, Discover charges no annual fees. Plus, you get a 5% cashback on any online purchases including online bingo deposits! Not to mention that the card is highly secured and that's something the company takes the most pride in. In fact, the company assigns merchant codes to all online sites that support it, and these codes are attached to every processed transaction. Not to forget the latest SSL encryption involved, as well as other fraud protection measures.
But the best part? You don’t even need to have a bank account to use it. That’s right, contrary to most cards of its type, you do not need to connect your Discover card to your bank account, since the company behind it has its own banking platform that handles all transactions. It offers the smartest finance solutions for you to use a credit card without much effort.
With no further ado, it should be clear to you by now why this card is so much appreciated by online bingo players and why it is so popular across bingo sites. Even though in the past, when the US online gambling scene was not legalized, today, many legalized US states are accepting cards for gambling purposes. So, stay with us to learn how to apply for a card and use it across the top online bingo.
Getting Started with Discover
Now, as mentioned, to get started, you won’t need to have a bank account, as you won’t need to link your card to it. All you need to do is choose from the card types you’d like to apply for and do it online, on its official website.
There are four different types of cards, depending on your preferences and arriving with different perks. There's the Students Card, which is self-explanatory and gives students discounts and cashbacks at gas stations, restaurants and stores. Then, there's the Travel Card, which is suited for travellers by plane, who get 1.5x unlimited miles on every single booking they make.
Then there is the Cashback Card, with three different subtypes, the Gas and Restaurant, NHL and the regular. The regular is the most popular, giving you 5% cashback on all online purchases, including online bingo sites deposits. The Secured Card is the one that you can load with money and works more like prepaid or a debit card, also suitable for online gambling purposes.
After you decide on the card to use, apply for it. The approval process is based on your credit history. You’ll need to enter your ZIP code, the last 4 digits of your Social Security Number and your date of birth.
After you click continue, you’ll need to choose the card design and enter other personal details, such as full name, home address, employment status, rent payment, total gross income and email address. As soon as you accept the Terms and Conditions, you can press the Submit button and you’ll have applied for your card. The card will arrive at your home address, along with the necessary codes for usage, but the exact time of arrival will depend on your country of residence.
How to Deposit at Online Bingo Sites with Discover?
Once you get your Discover card, you’ll be ready to deposit. But first, of course, you would need to choose an online bingo site to join which accepts the card. Most sites do, however, since this is one of the most popular credit card brands. Therefore, finding one that you like won’t be a difficult task.
Head to the Cashier/Banking and follow these steps:
- In the Deposit or Credit Cards section, find Discover’s logo and click on it.
- In the new window that opens, enter the required card details and the 3-digit verification code on the back.
- Enter the amount of money you’d like to deposit.
- Confirm your order and the money will arrive on your online bingo account right away.
How to Make a Withdrawal with Discover?
Withdrawals with Discover are done pretty much the same way as deposits. Only this time, you’d need to look for it in the Withdrawals section at the Cashier/Banking page.
Enter the necessary details and specify how much you wish to cash out. After the bingo site checks whether you have met any wagering requirements from any bonuses you may have claimed, it will approve your request. You would need to verify your identity, though, before the money arrives on your card.
Restricted Countries
Discover, as mentioned, is accepted worldwide, in basically 99% of the places that take credit cards. In fact, it is accepted in 200 countries and territories and is being added to new ones whenever an opportunity presents itself.
However, before you apply for a card, you would need to see whether it is accepted in your country, just to be certain. It probably is, though, since the list of accepted countries is almost all-encompassing.
Fees
Even though Discover does not charge annual fees, it does charge interest rates. These rates range from 3% to 23.24%, depending on the card and service you’re using.
And since the company offers all kinds of services and cards, such as online banking, personal loans, student loans, home loans and plenty of others, you would have to visit its official website to find out more about the interest rates of the products or services you’d like to use.
Currencies
Considering it is accepted in 200 countries and territories, Discover is practically available in all currencies of the world.
Therefore, whether you’d like to use it in US dollars, UK pounds, euro, Australian dollars, Canadian dollars or any other currency you’d prefer, you can do it.
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Does Discover offer a Customer Support team I could get in touch with in case of a problem?
Sure. This is a global brand that offers Live Chat and phone support in English and Spanish, for both US-based and users outside of the US. The team members are available 24 hours a day on the number 1-800-347-2683 for US users and the number 1-801-902-3100 for non-US users.
Is online gambling allowed with Discover card?
This will depend on the regulations in your geographical location. If gambling online is allowed, you can fund your account with Discover; if not, bingo transactions will be restricted.
Can UK customers use Discover to make online bingo deposits?
No. Credit card use for online gambling purposes was restricted by the UKGC in April 2020. Debit cards, e-wallets and vouchers may be used as alternatives.
Do all online bingo sites accept Discover for withdrawals?
Well, actually, no. The card is accepted for deposits across most online bingo sites, but not for withdrawals, too. Some bingo sites decide to exclude credit cards for withdrawals, so before you choose the site to join, make sure you find out more about this matter.
How long does it take to receive a payment with Discover?
Online gambling deposits are available immediately while withdrawals, once approved by the operator, are processed within 1 to 3 business days.
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